Category Archives: MLM Business Ideas

Longrich VIP Platinum Investment Opportunity

Longrich VIP Platinum Investment Opportunity. Partner with Longrich South Africa and earn a percentage share on global Longrich Profit. Get a share of the 1% Longrich global profit. Consider this a passive income. Read more below to understand this opportunity.

Who is Longrich?/What is Longrich?


Longrich is a 32-year old multi-million dollar manufacturing company based in Jiangsu province, China under the visionary leadership of Mr. Xu Zhi Wei.

Longrich is a conglomerate comprising of several sectors including cosmetics/personal care, health and well-being, wooden furniture, e-commerce (direct selling), real estate, finance, organic agriculture, logistics, and household services.

Longrich has 8 Research and Development centres located in USA, Japan, China and France.

Longrich International serves as contract manufacturers (OEM and ODM) for multi-million dollars companies such as Unilever, Glaxo Smith Kline (GSK), Procter & Gamble (P&G), Tesco, Marks & Spencer, Wal-Mart, Avon, Estee Lauder, ShiSeido, Carrefour, Kao, Lion, H.E.B, Pro-Health amongst others.

Longrich manufactures over 2000 products spread across skin care, personal care, baby care, male care, female care, pet care, nutritious, energy range, household care, health care, nutritious range, and tech treatment.

Global certification: Longrich has been internationally recognized with certifications from ISO22716:2007/GMPC, BRC, FFDCA, FPLA, just to name a few.

Longrich Partnership Opportunity for You

Longrich is offering you a partnership opportunity to become a stakeholder/shareholder through the global sharing platform as follows:

A. VIP Platinum Partnership: 1% of global sales is shared (monthly) among all VIP Platinum members relative to team activity.

B. Diamond 4 Members: 1% of global sales is shared among all Diamond 4 Members as travel incentives. Thus every Diamond 4 member who is a VIP member shares in a total of 2% of Global Sales.

C. Diamond 6 Members: 1% of global sales is shared among all Diamond 6 Members as car incentives in addition to the travel incentive.

Thus every Diamond 6 member who is a VIP member shares in a total of 3% of Global Sales.

D. Diamond 7 Members: 0.5% of global sales is shared among all Diamond 7 Members as house incentives in addition to the car and travel incentives.

Thus every Diamond 7 member who is a VIP member shares in a total of 3.5% of Global Sales

NB: The shares are calculated monthly (relative to the activities of your team) as points and deposited in your e-wallet.

The higher your team purchases, The higher your points.

1 point is equivalent to R1000.

These points can be withdrawn as cash anytime.

Other Incentives
1. Bonuses: you earn weekly bonuses on the purchases of your team. Longrich pays 4 types of bonuses on her Mainstream platform and other bonuses on other platforms such as the combos and fast track programme.

2. Promos: Longrich runs 2-3 international trips annually. The trips are all-expenses paid including visa fees, flight, accommodation, feeding and tours. The trips can be cashed out too. In South Africa we have trips toDubai, USA and China.

3. Diamond 7 Incentive: As a Diamond 7 member, you are entitled to the following:
A. An interest free SUV-loan
B. Transferable 2-year Scholarship (diploma) opportunity in Suchow University.

4. Star Director Incentive: All star directors are entitled to the following incentives:
A. Up to R1000 000 house incentive
B. Transferable 4-year B.Sc scholarship opportunity in Suchow University
C. Executive MBA scholarship opportunity abroad
D. Share in 1% global sales, calculated monthly and paid cash biannually. Please note that this is different from the shareholding points described earlier.

E. R1000 000 cash incentive for reaching Star Director Level 2 in under 1 year.

Bonuses are Paid Weekly

There are lots of benefits aside weekly earnings.

Many lives have been raised from grass to grace.

Tell me which network marketing company pays you weekly without forcing you to buy monthly?.

Which cares about your personal development by sending you on and Executive MBA abroad

Which cares about your children’s future by giving them scholarships to study abroad (up to 4 children).

Which can brand your business?

Which is into deep research and product development?

Which manufactures for herself and other multinationals

Which does not subject you to cycles of point flushing and lots more.

For me, this is a classy company interested in your personal development and lots more

How Do We Join?

We have various Entry levels

You can join at any level, there is room for upgrade.

But for this opportunity we will focus on the VIP Platinum.

For VIP Platinum, you must join by purchasing products worth 1680 Pvs or higher. This in South African Rands can be estimated to ZAR27 000 to ZAR28 000.


This opportunity is only for serious investors. Our members who joined, and are determined, motivated and hardworking are already earning bonuses on a weekly basis and shares monthly – you have to be determined, driven & hungry for prosperity to succeed. If that describe you – Longrich is the business for you.


Join us today with the VIP Platinum.

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Make Money Selling Longrich Health Products

The Benefits of Joining Longrich

A. Longrich has wide and unique range of products. There is always a product for every member of the family irrespective of age or gender.

B. There is no compulsory monthly purchase in Longrich. You buy your products when you need to.

C. Longrich will never flush/forfeit your hard earned points and force you to start all over. The same points you started with and accumulated over the years will still remain with you and help you go through ranks.

D. No targets and No pressures. The only reason you will not be able to sleep as a Longrich partner is the thought of the potentials in Longrich. When you fully understand that you can get anything you want with the Longrich platform, you will have sleepless nights mapping out strategies to get them.

E. Longrich manufactures her products. This means, cost of manufacturing is reduced, hence a reduction in the overall cost of products. Show me one MLM company that manufactures her own products. We are in control too.

F. The Longrich business plan structure fosters teamwork. You can only succeed here if you are a team player. And team work makes the dream work!

G. No SSD (same status distributorship). Overtaking is allowed. If your downline overtakes you, the business structure is set to give you maximum benefits. You will not lose any bonus because your downline overtook you.

H. Personal Development. The skills I have acquired in the process of becoming a network marketing professional are enormous. I feel like I already have an MBA. I am a better manager and leader.

I. Opportunity to be a shareholder! This is the deal breaker for me. Irrespective of your qualifications, you can actually earn profit shares as A Star director! Plewse show me any MLM company that does this!

J. Legacy for the future . The only sector that has millionaire rich kids is the entertainment industry. Today, Longrich has joined that sector to have millionaire rich kids. You don’t have to be a Dangote to see millions in your Children’s accounts.

K. Products Efficacy and testimonies. This is another deal breaker. A company can try to match our business plan but can not match the number of testimonies er get from Longrich products. They work and they work.

L. Longrich MLM is biggest in China. Some Network marketing companies can operate successfully in Nigeria with no record of existence in their country of origin. Longrich has its biggest market in its country of origin which is China.

Are you ready to join the business?

ARE YOU READY TO START? Do you have at least R1500, R2000 or R2500? 

Make Money With Avon

Make Money With Avon

In 1886 a door to door book salesman named David McConnell had an idea. He thought thought he could make more money door to door selling perfume than books, and he was right!  More than a century later, his vision lives on as the company we know as Avon Products (NYSE: AVP).

Today, Avon is one of the best known self employment opportunities in the world.  Mums, (and some dads) all over the planet have considered Avon as a way to earn some extra cash.  Here at The Finance Guy, we decided it was time for a streetonomic review of Avon.  We will find out if this is an opportunity for financial freedome, and will see how much the average Avon Representative earns.

Avon have a global network of close to 6 million Representatives who are contracted and paid through a network marketing system.  Here at TFG, we believe that you can’t make money with mlm, but we will review the Avon numbers and find out if Avon representatives are turning a profit.

How Much Do Avon Representatives Earn

Like all MLMs, Avon offers representatives the chance to work for themselves and control their own income.  Avon is presented as an opportunity to take control of your financial future.  Members will stand in line to sign you up, but our Avon review suggests that most Avon representatives are not making money!

After multiple Google searches, we were unable to find a valid link to any version of the Avon income disclosure statement.  This made us ask if Avon is intentionally hiding the income details from the public.  Therefore all the information in this review is based on the 140 page long, very publicly available 2015 Avon Annual Report

Our financial math review of Avon found that in 2015 most representatives did not earn much income.  A summary of the maximum earnings per Avon representative, is shown below:

As we were unable to find an Avon income disclosure statement, we gave them the benefit of the doubt, and assumed that all Avon representatives were earning the maximum 50% commission on all campaigns.  At maximum commission, the Average Avon representative earned less than $1,100 in retail commission in 2015.

Our calculations were based on the assumption that Avon had approximately 6 million representatives world wide (as stated in their annual report), and that all reps earned 50% on every sale from every campaign (so total commission earned by reps would be equal to the total revenue reported by Avon ). Even with maximum commission, the numbers suggest that Avon Representatives are not making a profit

Our calculations found that on average, Avon representatives made less than US $25 per week in retail commission.  Does this sound like an opportunity for financial freedom?  Let’s not forget that we have not included any expenses.  Avon reps need to pay for all the time, effort, brochures and materials used for promoting and delivering Avon products to their customers.  

Retail profit is not the only way for Avon representatives to make money.  Those who recruit and build a team of Avon Represents below them will qualify for incentives or ‘Leadership Bonuses‘.   The amount of these payments depends on how much Avon products your recruits sell.

We once again used information found in the 2015 Avon annual report to estimate how much Avon representatives are earning from these incentives.  Our findings are shown below:

Are Any Avon Representatives Making Money?

We have read posts which claim that some high level Avon representatives are earning upward of $2 Million per year.  While we were unable to verify any of these earnings, we believe that they are true.   Just like all MLMs, there is a small percentage of Avon representatives, who are earning a lot of money!

If you attend an Avon recruitment presentation from Avon, you will hear stories of high income earners.  The presentation will claim that they are an example of what is possible for anyone.  The truth is, that those who make money are the rare exception.  Jon Taylor has proved that 99.7% of people who join network marketing companies, will lose money.  This is shown in his free book ‘Multi-Level Marketing Unmasked’.

Network marketing companies want you to believe that they offer the path to financial freedom.  When they are prospecting for new recruits, they will focus on the 0.03% of people who are making a profit.  These success stories are presented as an example of ‘what is possible’ if you join.  These claims are true, it is possible to make a fortune through MLM, but it is highly improbable.  Only 1 in 333 MLM members will ever turn a profit.  Why would you invest yourself into a business with a 99.97% failure rate?


Is It Easy For Avon Representatives To Build A Team?

In any direct marketing system, the best way to make money, is to build down line.  This is done by recruiting new members to the system.  Once the people you recruit start making sales, you start earning commission from their sales as well as from your own.  When your down line start recruiting new members, you will earn from all their sales, as well as from the sales of any new members they have sponsored.

If you join Avon, and you successfully recruit a team of new representatives, then you will qualify for Avon’s Sales Leadership incentives.  They will tell you that building a team is as easy as sharing the opportunity with a few friends and having them tell all their friends.  In reality building a network marketing team is very difficult.

Avon claims that 2015 was a good year for team building.  The annual report states that they made ‘significant progress‘ by achieving ‘ Active Representative growth of 1%’. This was considered a success because they were able to ‘reverse declines in Active Representatives’.  This is not good news for Avon Representatives who are trying to become sales leaders.  The annual report shows that during 2015, there was one new Avon Representative for every 100 existing Avon Reps. 

Would you want to join a system if  your chances of growing your team by just one new member per year is 1/100?  Even if you manage to recruit lots of new members, there is no guarantee that your team will grow.  Another major problem with Avon and most MLMs, is the extremely high turn over rate.  In previous years Avon experienced ‘declines in Active Representatives’, which means that even though new recruits might be joining, there were more people quitting.  If you want to be a sales leader with Avon, you will need to constantly recruit new members.  Your first goal will be to replace all the members who quit or become inactive, your second goal will be to try and grow your team.


Why Is It So Difficult To Make Money With Avon?

Avon was once considered a great way for stay at home moms to make some extra money in their own time. Selling home delivered  cosmetics from catalogues, was a great business model.  It offered people the convenience of shopping from home, and allowed representatives to earn a living without venturing too far from their local neighborhood.  Unfortunately Avon has not kept up with the times

Shopping from home is no longer a unique value added service.  Thanks to the internet and companies like Amazon, there is very little we can’t buy from home and have delivered within a few days.  Avon’s catalogue model is not competitive in the modern market.

It is possible to buy Avon online.  Their website offers customers the option to purchase either ‘directly from Avon’, or ‘with a local online representative’.  Avon members can become ‘online representatives’ buy paying Avon extra fees.  This will provide them with their own referral link so their customers can buy from them online.

The problem with being an online representative, is that Avon still requires you to deliver the goods to your customers.  This means that unlike other online businesses, you will only be able to sell to customers who live within delivery distance of your home.  You can’t use the internet to promote your Avon business to new customers from all over the world.  This is perhaps why most webpages run by Avon Representatives are designed to recruit new members, not to sell product.

If customers buy directly from Avon, they will pay the same price for the products.   Avon will keep the commission instead of allowing a sales representative to earn it.  This means that unless online representatives ensure that their customers use their specific links, it is possible that they will lose commission because of direct purchases.  This means that instead of supporting members, Avon is competing with their own representatives for online sales.

Make Money With Forever Living

Forever Living Products (FLP) was launched in 1978 out of Scottsdale Arizona.  Today it is an international company and is one of the world’s largest manufacturers and distributors of Aloe Vera products.  There is now a wide range of FLP products which includes weight loss, nutrition, Bee products, essential oils and more.

Forever living sell their products through network marketing.  They have a network of around 9.3 Million ‘business owners’ selling their products in over 150 countries. With annual revenue of over US $2.5 Billion, there is no doubt that the company is very profitable.

We aren’t here to review the company, we want to know if everyday people can make money from the business opportunity.  We believe you can’t make money with network marketing.  However we’re happy to be proven wrong in this full review of Forever Living Products.

What Is The Forever Living Business Opportunity

According to the Forever Living mareketing plan, making money as an FBO is simple.  All you have to do is share the products and business opportunity with others and you will make enough money to achieve ‘financial freedom for life’.  They even offer a simple process for guaranteed success with FLP

The information on the FLP website is a bit vague.  We managed to find more detail in their 12 page explanation of the Forever Living business opportunity, or as they call it ‘the greatest opportunity in the world’. We’ve heard others make that claim then turn out to be just another MLM.

According to the business opportunity, multi-level marketing ‘allows you to achieve tremendous financial gains’.   All you need to do is recruit one person per month, and have them ‘duplicate’ the process.  In a little over a year you’d have a network of over 4,000 FBOs.  The commissions from their Forever Living purchases will give you ‘financial rewards that you’ve never before dreamed possible’.

They imply that this opportunity is suitable for people with:
Money Problems
Little or no Formal Education

Lack Opportunities
Unhappy at Work

While helping these people may seem noble, we see this as a red flag!  Forever Living is targeting people who are quite possibly in financial distress, and probably have below average financial literacy.  In our opinion, they are focusing on people who would believe their claims without doing further research

How Do You Make Money With Forever Living

Like all MLMs, Forever Living has a complex compensation plan.  There are 10 ways to earn with FLP.  As you order more product and sponsor more people, you can qualify for more income.  This is explained in the video below:

The first thing we notice is that ‘all achievements are based on case credits’.  Each Forever Living product you buy will have a specific Case Credit (CC) value.  The video explains that 1 CC is equal to around US $140 worth of FLP products at wholesale price.

For example, when you first join, you will be able to buy products at 15% below the Suggested Retail Price (SRP).  If you purchase 2 CCs worth of product within 60 days, then you can qualify for wholesale pricing.  Wholesale prices are 30% below the SRP.

To qualify for any commission, you must remain active and personally order at least 1 CC of product per month.  In other words you can’t get paid unless you spend US $140 per month

Once you are ‘wholesale qualified’, you can earn 30% retail commission when customers order from your Forever Living FBO website.  You will also qualify for personal bonuses of 5-18%.  All you have to do is find customers!

Forever Living pays differential commission.  For example if you qualify for the full 48% to SRP discount, but someone you have sponsored only qualifies for 35%, then you get the 13% difference!

The earnings potential doesn’t end at the 48% to SRP commissions.  If you continue to grow your FLP network and reach the level of ‘manager’, you will qualify for leadership bonuses.

Leadership bonuses are paid on any FBO’s who reach the manager level in your down line.  These bonuses are paid on 3 generations of managers. You will earn 6% on 1st generation, 3% on 2nd and 2% on 3rd generation.

If you continue to grow your Forever Living business, then you might qualify for some of the incentives which are reserved for the top performers.  These include:
Car Plan
Profit Sharing
Fully Paid Vacations
‘Special Promotions’

Can You Make Money With Forever Living

Before you join Forever Living, you should make an effort to read the Candice Kiddle Forever Living experience.  Like millions of others, she signed up with the hopes of solving her financial problems, but it didn’t take long for the dreams to turn into nightmares.

Candice joined as a single mum lured in by the possibility of earning some extra cash using nothing more than the internet.  Within a few months she realised that she’d made a horrible mistake. This was not her path to financial freedom. With Forever Living, she struggled to break even and was damaging friendships.

Candice’s story is far from an isolated case, in fact there are some which are claiming that Forever Living is a Scam!

We applied Dr Jon Tayolors 5 Step MLM evaluation to Forever Living, and found that it raises all 5 red flags.  This would suggest that new FBOs have a less than 1% chance of turning a profit with Forever Living.   We’ll look at each of the flags below:

Red Flag 1 – Constant Recruitment of New Members
As we saw from the FLP marketing plan, you will achieve tremendous gains if you build a team that ‘duplicates’ your regular recruitment activities.

Red Flag 2 – Promotion Through Recruitment
Your success in FLP is linked to the CC volume generated by you and those you recruit.  You can’t reach the higher management ranks unless you have a large downline team

Red Flag 3 – Pay to Play
If you don’t buy 100 cc (US $140) worth of product per month, then you won’t get paid any commission.  The ‘remain active’ requirement is a common strategy used by MLMs to ensure that you keep buying product even if you don’t want to

Red Flag 4 – Most of the Rewards go to your upline
As we saw from the compensation plan video, there is a total of 59% of commissions included in the retail price of Forever Living products. This does not include any of the additional benefits paid to high performers such as cars, luxury holidays, and more.

Red Flag 5 – More than 5 levels in the payout plan
Forever Living has done their best to be as vague as possible with the information we can see. However based on the depth of leadership bonuses paid, we are confident that they pay commission to more than 5 levels

We are not alone in our assessment.  Dr. Taylor’s evaluation of Forever Living, estimates that less than 1% of FBO’s turn a profit.